Should I get top surgery?

Hello all. When I (20, FtM) started T a year and change ago, I promised my mom and my other family members that I would wait until I was 25 to get top surgery so that everyone knew my brain was fully developed and I was making conscious decisions, etc etc. I fully intended on keeping that promise, but with the way things are looking politically, I'm really not sure I should wait anymore. With Medicare being slashed and our right to gender-affirming care on the chopping block at any moment, I feel like I should jump on it now. I'm on Medicare, so I wouldn't be paying a thing.

My family doesn't understand my transness. They don't agree with my transition, but they love me anyway and still treat me like family. I want them to understand my reasoning for potentially breaking this promise, and not think less of me for it.

But also, I'm trying to consider - is it even a good idea at this point? If Elonia and the DOGE have access to social security information, it's only a matter of time before they have access to medical records - and if they start hunting down trans people, that would be an easy identifier. I'm not sure, I need some other opinions. What do you guys think? Should I try to go through with this?