That payment felt good.

I have other debts that I’m working on, but this credit card has by far been the worst. At one point, I took out a loan to pay off my credit card, only to turn around and max it out again. I would imagine I’ve been making the minimum payment on this for over a year, maybe two, and haven’t put a dent in this balance.

My job owed me some back pay that I received, and I could have used the money for a few things, but I was smart and made one huge CC payment. As I’m paying down the balance, I am lowering my credit limit as well. My goal is to just keep a $1000 limit for ABSOLUTE emergencies, or make small purchases that I can afford to immediately pay off just to keep my credit working.

Time to knock it down to $0!!!